Zakat Calculator

Calculate your Zakat obligation based on wealth held for one full lunar year (Hawl). Zakat is 2.5% of your net zakatable wealth above the Nisab threshold. Only include assets that exceed your basic needs and necessities.

Nisab Calculation

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Your Assets

Cash & Bank Accounts

Zakatable

Cash on hand, checking, savings accounts

INR

Investment Assets

Zakatable

Stocks, bonds, mutual funds, ETFs held for investment

INR

Gold & Silver

Zakatable

All gold and silver (jewelry, coins, bars) at current market value

INR

Business Assets

Zakatable

Inventory, equipment, accounts receivable for business

INR

Rental Income Savings

Zakatable

Savings from rental properties (not the property itself)

INR

Cryptocurrency

Zakatable

Bitcoin, Ethereum, and other cryptocurrencies

INR

Other Zakatable Assets

Zakatable

Other wealth that has been held for one lunar year

INR

Your Liabilities

Immediate Debts

Short-term debts due within the Zakat year (credit cards, personal loans)

INR

Due Payments

Bills and payments currently due (utilities, rent, taxes)

INR

Critical: Hawl (Lunar Year) Requirement

Zakat is only due on wealth that has been in your possession for one complete lunar year (Hawl).If you acquired any assets within the last 12 lunar months, they are not yet subject to Zakat. Only include assets that have been held for a full lunar year or longer.

Important Notes

  • • Hawl (Lunar Year): Zakat is only due on wealth held for one complete lunar year
  • • Basic Needs: Exclude personal residence, vehicles, household items, and basic necessities
  • • Gold & Silver: All forms of gold and silver are zakatable regardless of purpose
  • • Business Assets: Only include inventory and assets intended for sale
  • • Investment Properties: Only rental income savings are zakatable, not the property itself
  • • Liabilities: Only deduct immediate, short-term debts due within the Zakat year
  • • Nisab: Based on 87.48g gold or 612.36g silver at current market prices
  • • Rate: 2.5% of net zakatable wealth above Nisab threshold
  • • Important: Consult a qualified Islamic scholar for complex situations